AAAA1 AM ASSURANCE IN MALAYSIA

well after 20 years later its still the same wit me wit Malaysia.The country still the same ,the goverment never changes at all.only 1 ASTRO in the whole of Malaysia,only 1 GENTING in the whole of Malaysia and right now even the CAR INSURANCE COMPANY wants a slice of you.I bought my first car after 20 years living abroad and when I cancelled my car insurance after 8 months,I do not get any refund on the balance months which I have not use.wat is this, is this still communist thinkin in my opinion??????DO NOT BUY YOUR CAR INSURANCE FROM AMASSURANCE .the salary scale is not propotionate with the stuffs we buy here and they still enforced this kind of laws which they like to make us as a guinea pigs......do they ever have any CRASH TEST on the PROTON OR PERODUA CARS THEY MAKE HERE////??????????.I saw one smudge to pieces on the highway and it looks like a matchbox.